Auto Insurance
Liability, collision, comprehensive, uninsured motorist and more. Compare auto insurance rates from 13+ carriers in Indiana and coastal Georgia.
★★★★★
5.0 · 27 Google Reviews
Better Coverage.
Better Coverage.
Better Rates.
Real Advice.
Independent insurance agent proudly serving central Indiana and coastal Georgia — shopping 13+ top-rated carriers for the best auto, home, life, and business coverage. Licensed in Indiana, Iowa, and Georgia.
27 Google Reviews
Call for a Personal Strategy
317-991-1101
13+ Top Carriers — we shop, you save
Free Consultation — we find what fits, not what sells
Answered personally by Spencer
Mon–Fri · 9 AM – 5 PM EST · Serving IN & Coastal GA
Military Family
Spencer's brother is active duty Navy, and his father served 13 years in the Coast Guard.
Why Choose Us
Insurance done the right way.
We're an independent insurance agent based in Hamilton County, Indiana, with deep roots on the Georgia coast too — not tied to any single carrier. We work for you: comparing rates from 13+ carriers, explaining coverages, and making sure you're protected when it matters most. Licensed and serving clients across Indiana and coastal Georgia.
01
We Shop For You
We compare dozens of carriers to find the best combination of price and protection for your auto, home, life, and business insurance.
02
Local & Personal
Whether you're in central Indiana or on the Georgia coast, you'll always deal with someone who knows your name and your community — not a call center.
03
Real Expertise
We understand the fine print so you don't have to. No surprises at claim time — just straightforward guidance from a producer licensed in Indiana and Georgia.
04
Save Money
Most clients save significantly when they switch to an independent agent. We find discounts captive agents can't offer.
What We Cover
Personal & Commercial Insurance
From your home and auto to your business and life, we offer comprehensive coverage options tailored to your specific needs and budget. Serving clients across Indiana and coastal Georgia.
Homeowners Insurance
Protect your home, belongings, and liability with the right policy at the right price — wherever you live, from central Indiana to the Georgia coast.
Life Insurance
Term, whole, indexed universal (IUL), and final expense life options to protect your family's future. Affordable life insurance quotes in Indiana and Georgia.
Business Insurance
General liability, commercial property, workers comp, and BOP policies for Indiana and coastal Georgia businesses of all sizes.
Renters Insurance
Affordable coverage for your personal belongings and liability. Essential protection for renters in Indiana and coastal Georgia.
Umbrella Insurance
Extra liability protection above and beyond your standard auto and home policies. Peace of mind starts here.
Boat & Watercraft
Coverage for boats, jet skis, and other recreational watercraft — from Indiana lakes to the Georgia coast.
Motorcycle Insurance
Custom coverage for motorcycles, ATVs, and recreational vehicles throughout Indiana and coastal Georgia.
Our Carriers
Trusted Insurance Partners
We work with the nation's top-rated insurance carriers to give you the most options at the best rates in Indiana and coastal Georgia.
Auto
Progressive
GEICO
Liberty Mutual
National General 360
Trexis Insurance
The Hartford
Home & Property
Liberty Mutual
National General 360
The Hartford
Commercial
The Hartford
Chubb
Berkshire Hathaway GUARD
Philadelphia
Next Insurance
Specialty & Wholesale
Amwins
Wholesure
AMG
Client Reviews
What Our Clients Say
With 27 five-star Google reviews, our clients trust Hoffman Insurance Strategies for personalized service and better rates.
★★★★★
"I've had my car insurance with Spencer Hoffman for a while now, and he's been amazing every step of the way. One time I had an urgent issue come up, and Spencer took my call late in the evening and got it sorted out right away. You can tell he really cares about his clients and goes above and beyond."
Jack Blond
★★★★★
"Spencer did a great job helping me with my insurance needs. I highly recommend his agency!"
Taylor Snure
★★★★★
"Spencer and his team were very efficient and thorough on evaluating and replacing policies for my primary residence, personal articles, autos and rental properties when costs with my prior agency grew excessive. More importantly, the high level of trust and responsiveness gives me peace of mind if a serious issue would arise."
Bryan English
★★★★★
"Spencer is great! He took the time to give me estimates to cover our home, including a comparison to our current policy. I've had some health issues recently and he never rushed me to make a decision. Couldn't ask for a better representative!"
Alex DeWitt
★★★★★
"Spencer did a great job putting together a home quote that was below my previous policy. Communication was easy and he got the policy set up with my mortgage lender."
Michael Giocolo
★★★★★
"Sir Spencer is a great agent! He was super helpful when I got in a car accident. He helped me get the claim filed and kept me updated all the way to the end!"
Jodie Payne
27 five-star reviews on Google. Happy with your experience? We'd love to hear from you.
Leave a Review on GoogleLife Insurance
Life Insurance,
Simplified.
Life insurance isn't just a policy — it's a promise to the people you love. We'll help you find the right type and amount of coverage for your family's unique situation, whether you're in Indiana or coastal Georgia.
Term Life Insurance
Simple, affordable coverage for a set period — 10, 20, or 30 years. Perfect for young families, mortgages, or income replacement. The most straightforward way to protect your family — available to clients throughout Indiana and coastal Georgia.
- Fixed premiums for the term
- Large coverage at low cost
- Ideal for families & mortgages
Whole Life Insurance
Permanent coverage that lasts your entire lifetime with a guaranteed death benefit. Builds cash value over time that you can borrow against — protection and a financial asset in one.
- Lifetime coverage guaranteed
- Builds tax-deferred cash value
- Premiums never increase
Indexed Universal Life (IUL)
A flexible permanent life insurance policy with cash value tied to a market index like the S&P 500. You get upside potential when markets perform — with a floor that protects you from losses in down years. Lifelong protection plus a tax-advantaged growth strategy.
- Index-linked cash value growth
- 0% floor protects against losses
- Tax-advantaged retirement strategy
Final Expense Insurance
A smaller whole life policy designed to cover funeral costs, medical bills, and end-of-life expenses. Easy to qualify for with no medical exam required — giving your Indiana family peace of mind during a difficult time.
- No medical exam required
- Covers funeral & final costs
- Affordable fixed premiums
Our Team
Licensed Experts,
Real Advocates.
A small, focused team based in Hamilton County — serving clients across Indiana and coastal Georgia. Deep carrier expertise and the language skills to serve communities that are too often underserved.
Spencer Hoffman
Principal · Insurance & Financial Services
Spencer didn't stumble into insurance — he earned it. Born in California and now proudly rooted in Carmel, Indiana, he started as an intern and went on to run his own office, learning the business from the inside out. That background gave him something most agents don't have: a complete view of the industry from both sides of the table.
A former Division I swimmer, Spencer brings that same discipline and competitive edge to advocating for his clients — never settling, always pushing for the best possible outcome.
His family calls the Georgia coast home, and he's there often — bringing that same hands-on, no-call-center approach to clients along coastal Georgia, not just central Indiana.
"I opened Hoffman Insurance Strategies because I wanted to build something that actually works for the client — not the carrier."
Vaughn Dieterman
Office Manager · Insurance & Financial Services
Vaughn brings a rare blend of hospitality instinct and business discipline to insurance. Before entering the industry, he spent 16 years as a chef and managing golf course operations — running kitchens, staff, and member service at a level where every detail either builds loyalty or breaks it. He later moved into health insurance, selling B2B to employers and HR teams across a wide range of industries.
That background gives him an unusual advantage when working with business owners. He's managed the payroll, the staff, and the late nights — so when a client is evaluating commercial coverage, benefits, or protecting the business they've built, Vaughn speaks from the same side of the table.
"Every business owner I've worked with shares the same worry — 'what happens if something goes wrong?' My job is to make sure they have an answer before they ever need one."
Frequently Asked Questions
Insurance Questions, Answered
Common questions about insurance coverage, rates, and working with an independent agent serving Indiana and coastal Georgia.
Still have questions?
Get in TouchGet in Touch
Ready to find better coverage?
Fill out the form and we'll get back to you within one business day with a personal strategy and recommendations. Serving clients across Indiana and coastal Georgia.
Phone
Hours
Mon–Fri 9:00 AM – 5:00 PM
5.0 from 27 Google reviews · Local agent, not a call center